Motiva Card

Earn cash rewards just for making on-time payments.

Pay-On-Time Bonus

Pay-On-Time Bonus

Each time you make 6 on-time payments in a row, get your next month’s interest back.

5% Cashback Bonus

ShopDiscover

Earn 5% to 20% Cashback Bonus at over 150 top online retailers through our exclusive shopping mall.

Automatic Rewards

Automatic Rewards

Every credit card purchase rewards you with up to 1% unlimited Cashback Bonus , automatically.

Redeem for More

Redeem for More

Turn your cash rewards into more when you redeem for gift cards or eCertificates from over 100 brand-name Partners.